Negosentro.com | You have physical pain. You’re diagnosed but no negative results to show that you have any illness. Then, are you drowned in debts and have financial concerns? Based on several studies, individuals with poor finances may suffer from physical pain and discomfort than those people with a healthy financial condition. Pain and discomfort may arise due to poor finances and inability to manage money matters well. If you are economically not sound, you may develop back and neck pain. There is no doubt about the stress. The pain builds up due to financial stress and worries, especially if you have to pay off a loan to your creditors.
According to an article published on https://www.forbes.com, at least six different studies by researchers at the University of Virginia and Columbia proved that financial stress will lead to physical pain, lessen pain tolerance levels, and increase reliance on over-the-counter analgesics or painkillers that are detrimental to human health.
Out of 33,000 people studied, the researchers discovered that families in which the adult members were out of employment spent 20 percent more on painkillers than those households where one adult was employed. It was data from a 2008 study. The study showed financial instability and people without jobs have pain-related issues. There is no doubt about the same.
Pain-related stress leads to more doctor visits
Most of the doctor visits are due to pain-related stress and in each case; poor finance is the primary cause. A health expert and author proved it. When you have recurring money-related stress, you are susceptible to shoulder and lower back pain. The medical experts in the country believe so and therefore when they have patients plagued with physical pain, the doctors ask why they’re stressed so much. The answer is, of course, poor finances.
Both loss of job and poor finances adversely affect an individual’s self-esteem, thus leading him or her to depression. Besides, back and shoulder pain aggravates when stress levels shoot up for months, and sometimes years.
If you are unable to pay off your debts for several months, you may first experience symptoms like clenched teeth, low energy, and taut muscles. However, if you do not address the problem, it will eventually result in hypertension, cardiovascular ailments, and a poor immune system. Therefore, there is no doubt that monetary issues and financial insecurity will lead to physical pain and stress.
That is the reason why medical professionals stress the significance of both physical and financial wellbeing of individuals. If you are not healthy, you will not enjoy the money you make.
Ways to cope with poor finances
There are many ways to cope with your poor financial condition to help you stay healthy and pain-free. Here is how:
Sleep for eight hours daily: When your body is stressed, both physical and mental, it leads to backache, stiff neck, and shoulder pain. It would consequently affect the quality of your sleep, eating habits, and the way you spend. Physical pain will keep you awake at night, depriving you of sleep when you retire to rest for the night.
Sleep deprivation for a long period will lead to poor health conditions and a bad immune system. There is another effect of stress and pain on your life. You tend to spend more and develop unhealthy habits like popping painkillers that aggravate your overall health conditions and does not cure the root cause of your pain.
Therefore, if want to learn how to manage your debt-related stress and stay healthy, you can read up blogs on platforms like Liberty Lending or similar ones.
Exercise: Walking, jogging, swimming, bicycling, hitting the gym, aerobics, and yoga are some of the best ways to fight financial stress and resulting pain. There is no doubt about the same. On the contrary, when you lead a sedentary lifestyle, your pain aggravates, showing up muscle spasm and consequently pain. However, when you work out or sweat out at the gym, it gives your body the much-needed energy, thus keeping you moving.
Even if you’re glued to your PC for hours at your office, take short breaks, walk, and do some freehand exercises. Walk some paces during the lunch hour and take the stairs instead of the elevator.
Streamline your finances: Are your financial documents such as wills, bills, and account-related papers in place? If not, it is time that you organize them so that they are easily accessible. Ensure that all your documents are up-to-date and free of erroneous entries. It will minimize much of your stress when you know where to look for the documents and what needs be done. To cut a long story short, you must organize or streamline your finances. There is no shortcut to the process. Therefore, take some time out of your busy schedule and do the needful.
Make sure your family members know where you have kept all these documents. You never know when they may like to refer to the documents so that they can check their purchases and other expenses in a particular bill. The best way is maintaining a separate file and labeling the same. This way, you will find all the papers in a single place.
Make a plan to solve your financial issues: When you put your expenses and earning in black and white, it takes away much of your financial stress. You might be wondering how. Well, when you know that you have to repay $10,000 to your creditors and have $25,000 left in your bank account, you can make a plan to address your debt issue. This way, you can prioritize payments and create a budget accordingly. You have all the details on a piece of paper before your eyes.
When you have these details written, you feel optimistic and can deal with money matters efficiently. Pay the most pressing debts with close due dates. Mark the dates in your smartphone calendar and set an alert to remind you. It will help you make payments on time and not forget the due dates.
Now that you know how financial woes lead to physical pain and the ways to deal with the problems, it would be easy for you to become debt-free and manage your finances efficiently.