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Why I Took Out a Loan from My ‘Peers’ Instead of the Bank

Why I Took Out a Loan from My ‘Peers’ Instead of the Bank

by Ken Sweet, AP | NEW YORK (AP) — When I realized I was paying off six different credit cards and not getting anywhere, I decided to consolidate my debt, like millions of other Americans. I visited my local bank, asked for a $15,000 loan but was offered an interest rate higher than my cards were charging. So I looked into online lenders and discovered a growing part of the ...

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