The NegoSentro Blogs
Share your views, thoughts and ideas about your business and going solo.
by Kara Swisher | shared from All Things D
Because I get bored on Sunday nights, I opened up Yahoo’s recent regulatory filings for some light reading and, as usual, found some tasty information that the company had kindly dropped in for my erudition, but declined to call my attention to.
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by John Paczkowski | shared from AllThingsD
Apple’s not going to launch a five-inch iPhone until it’s good and ready. And until it does, it would like everyone to know that the current crop of five-inch smartphones, phablets and whatnot is substandard.
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by Matt Hunt | shared from Washington Post
During a rainy vacation day last summer, I watched my six-year-old son playing a game on my iPad.
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Vice President and Pag-IBIG Chairman Jejomar Binay recently announced the approval by the Pag-IBIG Board of P9.28 billion in dividends to be credited proportionately to the Pag-IBIG members’ accounts. This amount is 9.31% higher than the previous year’s dividend of P8.49 billion.
The amount translates to 4.17% and 4.67% dividend rate for mandatory members under Pag-IBIG I and those with voluntary savings accounts under the Modified Pag-IBIG 2 Program, respectively. Comparing it with banks’ 2012 average savings deposit rate of 1.07%, net of tax, both rates are more than 4x times higher than what they offer.
According to Pag-IBIG President Atty. Darlene Marie Berberabe, the higher dividend amount is a result of income earned from the Fund’s housing loan and Multi-Purpose Loan programs, as well as income from cash and investments and other miscellaneous income.
“By end of 2012, the Fund has generated a net income of P13.26 billion, an increase of P1.3 billion from the previous year, while gross income is pegged at P25.26 billion as of end of 2012, both the highest ever in its thirty two years of existence,” Berberabe added. Total Pag-IBIG asset has reached P312.52 billion.
Atty. Berberabe further explained that based on the Implementing Rules and Regulations of RA 9679 or the HDMF Law of 2009, the Board of Trustees is required to set aside an amount not less than 70% of Pag-IBIG’s annual net income to be paid to members in the form of dividends. “The dividend earnings are proportionately credited to the member’s total savings. We wish to clarify, however, that unlike dividends provided by other financing institution, Pag-IBIG dividends may be withdrawn only at time of membership maturity, together with the member’s personal contributions and the employer share,” she added. Dividend earnings are tax-free.

by Remo Aver | shared from Blackberry Blog
So it looks like Blackberry has decided to disrupt the mobile industry by making its crown jewel -- the BBM service -- accessible to multiple platforms like IOs and Android. Here's what they wrote in their official blog...
...A startup is a business that has the potential to grow quickly, but more than a third of all startups fail within two years. So what happens? And how do successful companies grow from small, boot-strapped startups? Running a startup requires not just a great idea, but the ability to adapt and scale quickly – and salesforce has small business tools that can help.

by Ncrimaldi | shared from Paperblog
Generation Y gets a lot of heat from prior generations with regard to how we work. The word “entitlement” often gets used a lot. As does, overconfident, uncommitted, and a plethora of other negatives. To our credit, we’re seen as technologically-savvy, team-oriented, and dynamic. Sometimes, however, it feels like Gen Y often gets the short end of the stick with regard to our workplace attitudes and performance.
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by Martin Zwilling | shared from Paperblog
I’m a big fan of mentoring in business, and have been at different times on both the contributing and receiving end of the process. These days, I seem to often hear from entrepreneurs who are struggling to find a mentor, or complaining about their lack of effectiveness. Like any other relationship, it takes work on both sides to make mentoring work.
...by Martin Zwilling | shared from PaperBlog
Once you have a potential investor excited about your team, your product, and your company, the investor will inevitably ask “What is your company’s valuation?” Many entrepreneurs stumble at this point, losing the deal or most of their ownership, by having no answer, saying “make me an offer,” or quoting an exorbitant number.
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by Yaro Starak | shared from Entrepreneurs Journey
Last week I began the process of looking for funding for CrankyAds.
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by Michael Mothner | shared from Inc.
Over the past five years, social media has become an increasingly important part of many companies' marketing strategies. But there are still some misconceptions about how to use social media to drive sales and which services are worth the investment of company time and resources. Here are the six...










