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Now Online: Microinsurance surges in the Philippines

Now Online: Microinsurance surges in the Philippines

Mitzi Ilagan | Negosentro.com According to a study conducted by conducted by the Geneva-based United Nations Office for Disaster Risk Reduction (UNISDR) and the Belgian-based Centre on the Epidemiology of Disasters (CRED), Philippines is one of the most disaster-prone countries when it comes to natural calamities. Because of this, most properties were affected and lives were put to risk. Just as how Typhoon Haiyan (Yolanda) slashed its way to the ...

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Midyear Smart Money Advises for Every “Juan”

Midyear Smart Money Advises for Every “Juan”

Mary Rae Floresca | Negosentro.com We’re halfway through the year of 2016, and before you know it, it’s already Christmas time. Recount your savings and add more by doing these money-saving advises straight from Pinoy celebs. 1. Recap on the value of money Lead anchor of On the Money on ANC Edric Mendoza shared in Smartparenting website how he is raising money-smart kids. Teach yourself again or probably your co-housemates on how ...

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Wrong Things You Do with Money

Wrong Things You Do with Money

Mary Rae Floresca | Negosentro.com Money, sometimes it helps you sometimes it doesn’t, especially when you don’t know how to handle it. Here are the wrong things you do with money and how to correct it. 1. Uncontrolled Credit Card Bills Think of the credit card as a billing statement, and on top of that, there’s an added interest you have to pay. It’s important to indicate a credit limit ...

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GSIS offers emergency loan in Zambo areas

GSIS offers emergency loan in Zambo areas

Government Service Insurance System (GSIS) allotted more than Php116 million emergency loan for its active members and old-age pensioners in the entire province of Zamboanga del Norte, R. T. Lim in Zamboanga Sibugay, and Dimataling in Zamboanga del Sur due to the ill effects of El Niño. A total of 1,224 members in Zamboanga del Norte who are borrowing for the first time may avail of a Php20,000 emergency loan, ...

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3 Important Documents for Bank Business Loans

3 Important Documents for Bank Business Loans

Negosentro.com If you’re planning to start your own business but don’t have enough capital yet, you can consider applying for bank business loans. There are a number of requirements for bank loans but if you can already prepare them ahead of time, it will be less hassle for you. To facilitate your loan faster, we’ve summarized a list of essential documents you need: Basic Documents (Personal & Business Identification) One (1) ...

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S&P affirms investment grade rating of Philippines

S&P affirms investment grade rating of Philippines

Philippines’ investment grade credit ranking continues to exhibit good performance, according to Standard & Poor. The world’s leading index provider and the foremost source of independent credit ratings recognizes the sound macroeconomic fundamentals that are seen to help the economy stay on a path of rising incomes. The rating remains at BBB, which is a notch higher than the minimum score within the investment-grade scale. “The ratings on the Philippines reflect our ...

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4 Small Habits that can improve Your Finances

4 Small Habits that can improve Your Finances

Wealth is a habit. Believe it or not, your financial status today is greatly affected by your spending habits. The great news is that you don’t need to become a finance or business graduate to improve your financial status. Whether you are employed or making profit from businesses, here are some small finance habits that can create a great impact to grow your money: Write and Track How much money ...

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5 Simple Steps to Start Investing Your Money in Stocks

5 Simple Steps to Start Investing Your Money in Stocks

Today, investing in the stock market is never been simple. For most entrepreneurs, this is a great venture to grow money in a passive way. Here are the steps that you can do to start: Step  No. 0 Read at least 2 stock market Books or attend finance seminars You cannot jump into investing without having the knowledge on what stock market is all about. Being equipped with the basic ...

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Joel Nievera Barretto, CFPⓇ to Launch Financial Phases Seminar Series 2016

Joel Nievera Barretto, CFPⓇ to Launch Financial Phases Seminar Series 2016

Kyla Camille, Negosentro.com | Makati, Philippines – Joel Nievera Barretto, CFPⓇ announced the launching of his Financial Phases Seminar Series 2016 at The City Club, Makati on January 28, 2016 at 6:00 p.m.. Among the guests invited to this exclusive launching, are some of the Philippines’ top celebrities, politicians, respected business people, executives and press, who will catch a glimpse of a unique perspective on how people view and manage ...

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What Back up Options Keep Your Business Assets Safe?

What Back up Options Keep Your Business Assets Safe?

Negosentro.com | Every business needs a back-up option, in case of serious earthquakes on the financial market. Keeping all the money necessary for your business operations on your bank accounts is a bad choice, because it could lose its value overnight. Instead of exposing years of their hard work to such risks, every businessperson should consider investing in different tangible goods that will keep the value of the invested money. ...

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Atradius Report: Around 40% of the total value of B2B invoices in Western Europe in default

Atradius Report:  Around 40% of the total value of B2B invoices in Western Europe in default

Hong Kong, 28 April 2015 – Despite notable differences in the insolvency environment across countries, B2B payment default rates in Western Europe remain significant. This is expected to slow the still weak economic recovery, particularly of the Eurozone, and keep insolvency rates well above 2007 levels. Around 40% of the total value of domestic and foreign B2B invoices issued by respondents of the latest edition of the Atradius Payment Practices Barometer survey ...

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What is Expanded Withholding Tax?

What is Expanded Withholding Tax?

Expanded withholding tax on certain income payments and withholding tax on compensation are two of the common withholding taxes you should withheld and remit to the government, when applicable. In turn, the payees of these income payments can claim those taxes withheld as creditable against their income tax due for the corresponding quarters or year by attaching the applicable certificate of creditable tax withheld (BIR Form 2316) for taxes withheld ...

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